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with qualified immediate deposits and decide-in** Opt-in essential. Account need to have Original eligible immediate deposits, should be in fantastic standing and have an activated chip-enabled debit card to choose-in. Ongoing suitable immediate deposits along with other standards utilize to take care of eligibility for overdraft security. Only debit card invest in transactions are suitable for overdraft security and overdrafts are compensated at our discretion. We reserve the proper to not spend overdrafts.